USDA Loans
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No Money Down!
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Purchase an existing Dwelling, purchase a site and construct a dwelling, or purchase newly constructed dwellings located in a rural area within the parameters on the USDA Map!
Click here to check if the home is considered USDA eligible!
- Closing costs can be rolled into loan!
- Low Monthly Mortgage Insurance!
- 30-45 days to close in most cases!
- Can finance repairs and or improvements into the transaction!
- Not Limited to First Time Home Buyers!
Income Limits to Qualify
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1-4 person household |
5-8 person household |
|
$74,050 |
$97,750 |
These are the top items necessary, but are not all inclusive with every guideline for a USDA loan. These are current as of 1/18/2012, but can be modified at any time.


